+44 (0)1787 221295 office@bila.org.uk

What is a Protection Gap?

Date / time
06/11/2020
1:00 pm - 2:00 pm


Professor Jay Feinman of Rutgers Law School (USA) will be in conversation with Professor James Davey of Southampton University (UK).

In the past few years the insurance community has paid increasing attention to the “protection gap”—the extent to which significant losses are not covered by insurance. The Geneva Association, the insurers’ global think tank, has pioneered the concept, and it has become widely adopted. Insurance always presents gaps in coverage; not all risks are insured or indeed insurable. The protection gap concept necessarily embodies a normative component—that insureds with limited coverage, potential insureds who lack insurance, and society as a whole suffer when certain gaps in insurance exist. It is this normative component of the protection gap concept that has not been fully developed and that is the subject of this presentation.

Professor Feinman will consider examples from the US market and issues of global importance.

Jay M. Feinman is an expert in insurance law, torts, and contract law. The recipient of numerous teaching awards, he’s also written seven books and more than 60 scholarly articles.  He is a member of the American Law Institute and other professional organizations and is an advisor to United Policyholders.

Book Now

Presentations

Presentation downloads are only available to logged-in members of BILA.