Date / time
26/11/2025
1:00 pm - 2:00 pm
Virtual
The informed observer has been a familiar participant in aggregation disputes for the last 50 years. This lecture will trace the development of the concept from the Dawson’s Field Award to Stonegate (and beyond) and test its limits. To what extent does the informed observer have a role beyond occurrence-based aggregation to other forms of aggregating factor? Can the informed observer help with the question of whether there is more than one loss or claim? Does the informed observer’s participation in the analysis explain the use of a ‘remoteness’ check on the causal connection between aggregating factor and loss?
Peter Ratcliffe and William Day are both barristers at 3 Verulam Buildings.