
04/11/2025 / 1:00 pm - 2:00 pm
NOTICE TO MEMBERS OF THE 2025 ANNUAL GENERAL MEETING OF THE
BRITISH INSURANCE LAW ASSOCIATION
To be held on : Tuesday 4th November 2025 at 1 pm
The meeting will be held on Zoom
For the business to be transacted at the meeting, please see the Agenda
REGISTER YOUR PLACE AT THE AGM HERE
Members only may attend
NOTE: Copies of this Agenda, the 2024 AGM Minutes and the Annual Report for the year ended 28 February 2025 will be placed within the members’ area of the BILA website. Please contact the Secretariat should you require a hard copy of any of these documents – Email office@bila.org.uk.

26/11/2025 / 1:00 pm - 2:00 pm
Virtual
The informed observer has been a familiar participant in aggregation disputes for the last 50 years. This lecture will trace the development of the concept from the Dawson’s Field Award to Stonegate (and beyond) and test its limits. To what extent does the informed observer have a role beyond occurrence-based aggregation to other forms of aggregating factor? Can the informed observer help with the question of whether there is more than one loss or claim? Does the informed observer’s participation in the analysis explain the use of a ‘remoteness’ check on the causal connection between aggregating factor and loss?
Peter Ratcliffe and William Day are both barristers at 3 Verulam Buildings.